Refinancing

Let Your Home Work For You

We also offer mortgage planning services that help borrowers plan ahead depending on their scenario.

 

Have bad credit? Want to know how much you need to save in order to purchase a home?

WE CAN HELP.

CALL US TODAY AT 305.820.6835.

Refinancing Your Mortgage Has Many Benefits

There are many reasons to refinance your home, saving money is just one of them. Our refinancing products help borrowers that not only have equity but those that might be underwater as well. Along with the standard Conventional and FHA products, we specialize in HARP and FHA Streamline loans. 

Cash Out on Your Equity

Need to remodel? Consolidate credit cards? Or, simply want to hold some reserves for a rainy day? We offer a wide array of products that let you do just that. 


Lower Your Interest Rate

If you have an interest rate of 4.25% or higher, we urge you to take advantage of today's low rates. Many of our clients save hundreds per month on their mortgage payments by simply lowering their rate.


FHA Streamline Products

If you are currently on an FHA loan and want to reduce your rate and/or monthly mortgage insurance premium, this product might just be for you. No appraisal or income qualification needed.


HARP/DU Refi Plus

This product offers salvation to homeowners that are currently on a Conventional loan that is higher than the value of their home. This is available for a primary residence, second home, or investment properties. 


Reverse Mortgage Program

Lets seniors refinance their homes in order to cash out on their equity or pay off an existing mortgage while leaving them with no monthly mortgage payment as long as they live in the property.